A new survey has unveiled how unprepared most of us are if our main source of income suddenly stops.

The average employee would only have enough savings to maintain their lifestyle for a month, according to a new Legal and General survey reported by the BBC.

Most savings would last for just 32 days, according to the survey of 2,000 people

And even more worrying, more than a quarter of people said savings would run out in a week or less, while 23 per cent had nothing to fall back on.

L&G's Richard Kateley said unfortunately the UK still clearly suffers from a savings and protection gap.

It is recommended by financial experts that you should have at least three months of salary put aside for a rainy day.