Moving up the property ladder can be a daunting task but help is available on one of the county's latest housing developments.

At Newland Homes' Tywning Green development just behind the village green in Twyning, there are currently a handful of four- and five-bedroom homes available which can be purchased through the government's Help to Buy scheme.

The scheme offers a 20% equity loan from the government, which is interest free for the first five years. It is available to all buyers who can provide a 5% deposit and who can obtain a capital repayment mortgage for the purchase of their main, and only, property. The Help to Buy scheme is available on all new build properties with a value of up to £600,000.

This means that a four-bedroom Winchcombe home at Twyning Green, with a market price of £560,000 can be bought with a £28,000 deposit plus a £420,000 mortgage. The 20% equity loan is interest free for the first five years; after this period, the rate rises to 1.75% and rises annually by the increase, if any, in the Retail Price Index plus 1%.

The four-bedroom Winchcombe is a charming, traditionally elevated detached home with open plan kitchen/breakfast leading into a conservatory, ideal for contemporary living.

The five-bedroom Hanborough is an imposing detached home with magnificent master bedroom suite, and ensuite to bedroom two.

Properties benefit from a double or single garage in addition to generous driveway parking.

Gail Remnant, associate sales director, explained: "Many househunters think that they are not eligible for Government assistance when buying their new home, however as long as a new build home is under £600,000 and the purchasers can get a capital repayment mortgage, then the Help to Buy scheme may well be available to them.

"Moving up the property ladder can sometimes be as difficult as getting on it in the first place, but our sales advisors are here to show you what's available and get you into your next dream home."

Earlier this year, Clive and Sarah Seabrook used Help to Buy to purchase their four- bedroom home at another Newland Homes development. Clive explained: "When we came across Help to Buy it opened up many doors for us and meant we could afford a larger home with the extra room for our children. With the five years of flexibility it offers us, we knew that as our children would be in school by then, and so with no childcare to pay for, we'd be in a much better position to pay it off."

Four-bedroom Winchcombe homes start at £560,000, which would require funding of just £448,000 through a deposit and mortgage if using the Help to Buy scheme. The five-bedroom Hanborough homes are £585,000 or just £468,000 together with the Help to Buy scheme equity loan.

For more information on Newland Homes at Tywning Green, visit www.newlandhomes.co.uk/twyning  or call 01684 439458.